Personal Budget

During this economic downturn, every single cents count.

Thus have to do your personal budget. A personal budget is a finance plan that
allocates future personal income towards daily expenses and loan repayment.
Past spending and personal debt are considered when creating a personal budget
There are several methods and tools available for creating, using and adjusting a
personal budget.

Category	Percentage	Annual Income	Monthly Income
Total Income
Housing Loan
Grocery
Clothings
PUB
Insurance
Broadband & telephone bills