Credit Cards Reward Points

UOB credit card: Every $5 gets UNI$1, require UNI$1350 for $10 Centerpoint voucher
Standard Chartered card: Every $5 gets SB$1, SB$650 for $20 Cold Storage voucher
HSBC credit card: Every $1 gets 1 reward point, 1100 reward points for $5 Cold Storage voucher

Do take note that UOB One card doesnt gives UNI$.

Try to accumulate your spending in one card, as to optimize the reward points earn. Of course the example given above are some of the redemption items, there are more to go. Do go through the reward list & aim for what you want, thus knowing which card to use.

Also POSB Everyday card is excellent for necessity payment such as PUB, Starhub service etc. Cos it is giving 1% cash rebate, which can be use for purchasing at Wastons. Maybe 1% doesnt seem attractive, but if your monthly PUB bill is about $250, 1% of it is equal to $2.50, and 1 year is sum up to $30. These are easy rebates as every household will need to pay for PUB bill.